by Ian Thomas | Oct 30, 2018 | Education Sector, Financial Planning, Investing, News, Pensions, Taxation
In the first Budget to take place on a Monday since 1962, Philip Hammond announced an end to the era of austerity, increased funding for the NHS and – due to some unexpected fiscal headroom – no major corresponding increases in taxes. But with...
by Ian Thomas | Jul 13, 2018 | Education Sector, Financial Planning, Pensions
Like many teachers, you may have been too busy during term-time to pay much attention to your financial future, and that of your family. If so then the holiday period is the perfect time to make sure that your pension arrangements are in order, that you are maximising...
by Ian Thomas | Nov 24, 2017 | Financial Planning, Investing, News, Pensions, Taxation
The headlines from the Autumn Budget this week focused on some rather grim economic forecasts, but in personal finance terms Philip Hammond’s speech was defined as much by what it didn’t contain as by the actual policy announcements. There had been some speculation in...
by Ian Thomas | May 3, 2017 | Education Sector, Financial Planning, Pensions, Taxation
What are the highest marginal rates of income tax in the world? In 2016 Japan and Denmark both levied a charge of around 56% on their highest earners; Sweden came in just above that level at 57.1%, with Aruba topping the global table at 58.85%. At 45%, the UK...
by Ian Thomas | Mar 10, 2017 | Financial Planning, Pensions
Money Marketing Magazine today (10th March 2017) reported on a couple of government personal finance initiatives which seem to be falling on deaf ears. The first is the Lifetime ISA which a recent survey has revealed two thirds of adults have never heard of. The...
by Ian Thomas | Feb 14, 2017 | Financial Planning, Investing, Pensions, Taxation
As we approach the end of the 2016/17 financial year it is worth reminding ourselves of the numerous allowances and reliefs, available to all UK investors, that will be lost if not used on or before the 5th April. Pension Saving Tax relief is currently offered at the...
